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    San Antonio's #1 Rated Mortgage Team

    Top Mortgage Lender
    in San Antonio

    Same-day pre-approvals. Nights and weekend availability. We specialize in making complex loans simple—from first-time homebuyers to custom construction.

    Google177 Five-Star Reviews
    Same-Day Pre-Approvals
    Local to San Antonio but Serving All of Texas

    NMLS #1715419

    Licensed Lender

    Equal Housing

    Lender

    Texas Licensed

    Since 2013

    Proud to Work With:
    Fannie Mae
    Freddie Mac
    FHA
    VA
    USDA
    Texas Housing
    The Chacon Team celebrating a successful closing with clients
    14+
    Years Serving
    San Antonio
    About The Chacon Team

    Making a Difference in People's Lives

    We're not your typical mortgage company. Our mission is built on faith and integrity—doing the right thing even when no one's looking. We believe in serving people first, which means being present, responsive, and fully invested in every client we serve.

    Whether you're a first-time homebuyer, building a custom home, or need non-traditional financing, we have the expertise and dedication to find you the perfect loan solution.

    Google177 Five-Star Google Reviews
    Available Nights & Weekends
    40% Repeat & Referral Business
    Apply Now

    Ready to Get Started on Your Home Journey?

    Let's discuss your mortgage options with no pressure and no obligations.

    Our Services

    More Than Just Traditional Mortgages

    Whatever your home financing needs, we have a solution tailored just for you.

    First-Time Homebuyers

    Low down payment options and expert guidance for homebuyers who've never purchased a home before.

    $0 down for USDA and VA
    FHA and VA approval down to 580 credit scores
    USDA and VA loan options
    First-time homebuyer assistance programs
    Step-by-step guidance
    Pre-approval often in 24 hours
    Why Choose Us

    Not Your Typical Mortgage Company

    We believe in putting people first, which is why thousands of San Antonio families trust us.

    We Actually Answer the Phone

    Text, call, or email us nights and weekends. We give out our personal cell numbers because your timeline matters more than ours. No waiting until Monday morning.

    Honest Advice, Even If It Costs Us

    If another lender is better for your situation, we'll tell you. We're not here to push loans—we're here to serve people. Our reputation means more than one transaction.

    Built on Faith & Integrity

    Our mission is simple: Make a difference in people's lives. That means doing the right thing when no one's looking and treating every client like family.

    0+
    Years Experience
    0%
    Referral Business
    0+
    Families Helped
    $0M+
    Loans Funded
    See How We Work

    Your Home Loan Journey Made Simple

    Watch how we guide families through the mortgage process with transparency, expertise, and genuine care. From your first call to closing day, we're with you every step of the way.

    Licensed & Insured

    Fully licensed in Texas with proper insurance coverage.

    Fast Closing

    With the ability to close in 14 days.

    Personal Service

    Direct access to your Mortgage Banker, not a call center, from start to finish.

    Testimonials

    Why San Antonio Trusts Us

    Book Your Appointment

    Get Your Free Consultation Today

    Ready to take the next step toward homeownership? Schedule a free, no-obligation consultation with our team. We'll discuss your goals and find the perfect loan solution for you.

    Free consultation with no obligations
    Pre-approval often in 24 hours
    Same-day rate quotes available
    Expert guidance throughout the process
    Available nights and weekends
    We find solutions when others can't

    Prefer to call us directly?

    (210) 468-0107

    Available Mon-Fri 8:30am-5:30pm, or leave a message anytime

    Schedule Your Free Consultation

    Pick a time that works for you. Our 15-minute call is completely free with no obligations—just honest advice about your mortgage options.

    Schedule a Free 15 Min Call

    Or call us directly:

    (210) 468-0107
    FAQs

    Common Questions We Hear

    Can't find your answer? Give us a call—we're happy to help.

    Ready to Get Started on Your Home Journey?

    Let's discuss your mortgage options with no pressure and no obligations.